← The RFS Oracle

FILED 2026-07-24

Official verdict

Run your own →

Submission as received

My budget app knows things about me my family doesn't

18% FIT

Your financial app is technically a regulatory surface if you squint and assume all spending is audit-adjacent disclosure.

Category: AI-Native Compliance Infrastructure

Assigned name

vaultly

The YC version

An agentic financial-truth infrastructure that autonomously manages disclosure obligations across trust layers.

The honest version

A secrets diary that uses math.

What this secretly is

a cry for help disguised as financial software

Pitch inflation

0%

SAASPLATFORMINFRAECOSYSTEMCIVILIZATION

Partner note

Founder clearly buys things they don't want anyone knowing about. Relatable. Pass."