← The RFS Oracle

FILED 2026-07-24

Official verdict

Run your own →

Submission as received

I keep a spreadsheet of shagun amounts to return at weddings

18% FIT

A ledger of debt between humans is, in a fever dream, a blockchain. Shagun is peer-to-peer cash settlement.

Category: The Best Time to Build in Crypto

Assigned name

sagui

The YC version

Distributed reciprocal asset settlement for high-context social economies with multi-generational transaction memory.

The honest version

Google Sheets with a list of who owes whom fifty thousand rupees.

What this secretly is

familial debt as a service, with spreadsheets

Pitch inflation

0%

SAASPLATFORMINFRAECOSYSTEMCIVILIZATION

Partner note

Your mom already has this spreadsheet. She calls it a notebook.